Caveat Loans

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Caveat Loans

Caveat loans are unique, fast funding options. They differ from standard mortgage loans, as they can be lodged on a property’s title swiftly and funded within days. They offer quick, short-term financing to manage cash flow during property transactions or for renovations and residential projects. They can bridge the gap between property settlements or fund construction, with the caveat released once the completed property is sold.

Caveat loans are a smart choice for business owners seeking fast and easy approval for immediate funding needs.

Our caveat loans offerings are competitive, need minimal documentation and are processed quickly.

Quick Funding

In a majority of cases, property valuations are not required, streamlining the application process, and expediting loan approval. Our quick approval process enables businesses to access funds in as little as 24 hours.

Competitive Rates

We offer competitive interest rates on caveat loans, making them an attractive option for businesses in need of quick funding.

Maximum Financing

You can borrow up to 75% of LVR for residential properties & up to 70% of LVR for commercial properties.

Flexible Plans & Repayments

Our loan structures offer flexibility, including loan terms up to 36 months with an option to repay in easy monthly instalments.

Loan Consolidation

We can help you combine multiple loans into a single, more manageable loan. This process helps streamline repayment schedules, lowers overall interest rates, and simplifies financial management.
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FAQ’s

Caveat loans are designed for urgent financing needs and can provide funds as quickly as 24 hours after the application is submitted and approved, making them ideal for time-sensitive situations.

Caveat loans are designed for urgent financing needs and can provide funds as quickly as 24 hours after the application is submitted and approved, making them ideal for time-sensitive situations.

Having a good credit score is advantageous, but not always essential for the caveat loan application. The value of the property plays a more significant part in loan approval. However, bad credit may mean a higher interest rate on the loan amount.

Caveat loans are generally quite flexible, and the funds can be used for different business needs. We however urge you to check the terms & conditions during the application process.

Caveat loan interest rates can vary. Rates depend on several factors such as the loan amount, property value, credit rating, etc.

Yes, caveat loans can be taken out even if you already have a mortgage on your property. The caveat loan is lodged on the title behind the existing mortgage, without requiring consent from your primary mortgage lender. This enables you to access additional funds without affecting your current mortgage.